Credit Tip #5: Avoid excessive credit
If you have many lines of credit or several huge debts, you make a worse credit risk because you are close to “overextending your credit.
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February 2022
Credit Tip #4: Pay your bills on time
One of the best ways to improve your credit score is simply to pay your bills on time.
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Credit Tip #3: Develop an action plan for dealing with your credit score
Once you have your credit report and your credit score, you will be able to tell where you stand and where many of your problems lie
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Credit Tip #2: Keep the contact information for credit bureaus handy
The three major credit bureaus are important to contact if you are going to be repairing your credit score. The major three credit agencies can help you by sending you your credit report.
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Credit Tip #1: Understand where credit scores comes from
If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won’t be able to very effectively improve your score because you won’t understand how the things you do in daily life affect your score.
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