Personal guidance from people who explain.
CRS is a Texas-based credit repair company serving eligible consumers nationwide in English and Spanish.
Meet Marco A. Mercado Jr.
Marco is the founder of Credit Restructuring Solutions LLC and the author of the free Credit Repair GPT guide.
CRS began helping consumers in 2018 and became an official Texas business in 2019. Our goal is to make credit information easier to understand, one conversation and one next step at a time.
Our service includes credit-report guidance and scheduled appointments throughout the process. You can bring questions, review confusing information, and discuss your options in English or Spanish.
Expertise.com recognition, 2022–2025.
Expertise.com included CRS in its credit-repair selections in 2022, 2023, 2024, and 2025. This is historical recognition, not a current ranking or a guarantee of results.
Clear information before you decide.
You can dispute inaccurate information yourself for free. CRS offers paid guidance and appointments if you want support. We do not guarantee deletions, scores, approvals, or completion dates.