Review first
Read the services, exact pricing, limitations, disclosures, cancellation information, and agreement.
How it works
Know what happens before any CRS fee is earned.
Read the service, price, consumer information, and agreement online. You can enroll without a telephone sales call.
Enroll online
Complete the secure disclosures and service agreement only when you are ready.
Cancellation period
CRS does not begin credit-repair work during the applicable three-business-day cancellation period.
File-specific work
CRS reviews available reports and consumer-confirmed facts, explains important terms, organizes supporting documents, and prepares appropriate communications for the work listed in that cycle.
Completion and documentation
A cycle is complete only after all defined work for that cycle is finished and recorded in the client file. CRS provides an account update or invoice identifying the completed cycle.
Billing—then reassessment
The $49.99 fee is billable only after the full cycle is completed, documented, and payment is legally permitted. CRS then determines whether another appropriate cycle is available.
A Service Cycle is completed work—not a month. Time passing by itself does not create a fee. You do not have to use all six cycles. If no further appropriate work is available, no additional cycle is performed or billed.
What a cycle may include
The exact tasks depend on your file and the service agreement. A cycle may include report review, review of facts you confirm, organization of supporting documents, credit education, appropriate communications, and a record of completed activity.
What a cycle does not promise
A cycle does not guarantee a deletion, score increase, approval, financing, or a response by a particular date. Accurate and current information cannot be removed simply because it is unfavorable.