
4.9
148+ Google reviews
Personal Credit Repair& Business Credit Solutions Since 2019
Based in Texas, Credit Restructuring Solutions provides premier credit repair in El Paso to help individuals, startups, and small business owners improve their credit, prepare for funding opportunities, and build stronger financial foundations.

Recognized & Trusted
Helping clients build stronger credit profiles since.


Bilingual support, serving clients nationwide.
Choose the Credit Repair Program That's Right for You
Whether you're looking for affordable monthly credit repair or only want to pay for successful results, CRS offers flexible solutions designed around your financial goals.
Monthly Credit Program
Start working on your credit without paying hundreds upfront. This monthly program includes credit monitoring, basic credit review, and credit repair support to help you move in the right direction.
Pay Per Delete Program
This program may be a good fit if you want credit repair support with a results-based structure. We review your credit file first, identify qualifying negative items, and explain what can be worked under the Pay Per Delete terms.
Program terms apply. Results vary based on each client's credit profile. No specific outcome or deletion is guaranteed.
Financial and Credit Solutions Built for Individuals, Startups, and Small Business Owners.
Practical guidance for the people doing the real work — across industries and across the country.
Personal credit improvement
Preparing to buy a home
Startups
Small business owners
Self-employed professionals
Contractors
Trucking businesses
Restaurants
Retail businesses
Real estate professionals
Owners seeking funding
Working capital needs
A complete financial services partner.
Personal Credit Repair
Identify inaccurate items and build a stronger credit profile.
Business Credit Building
Establish vendor tradelines and lender credibility.
Business Funding Prep
Position your business for capital from $5K to $5M.
0% Business Credit Cards
Limits up to ~$75,000 for qualified profiles.
Working Capital Lines
From approximately $10K to $300K for growth.
Tax Preparation
Personal, Schedule C, LLC, Partnership & S/C-Corp.
Bookkeeping
Monthly reconciliation, reporting, and clean books.
Financial Coaching
Practical guidance on credit, budgeting, and funding.
Funding preparation from $5K to $5M.
We help startups and small business owners prepare for funding opportunities — from smaller capital needs around $5,000 to larger SBA programs that may reach up to $5 million, depending on qualification, lender requirements, business profile, revenue, credit, and underwriting.
Funding is not guaranteed. Approval amounts and terms depend on the client's credit profile, business revenue, financials, time in business, lender requirements, and underwriting.

Built on trust. Driven by strategy.
Clients choose CRS because we deliver structured, personalized financial guidance — not generic credit advice.

Download the Credit Repair GPT eBook
Learn how to repair, rebuild, and monitor your credit using our simple AI-powered step-by-step system.
This educational guide walks you through understanding your credit reports, identifying potential reporting issues, generating dispute letters with ChatGPT, organizing your credit repair process, and rebuilding your credit responsibly — all in one practical, easy-to-follow resource.
This eBook is provided for educational purposes only and does not guarantee credit score improvements, deletions, or funding approvals.
Testimonials
CRS helped me clean up my credit and finally qualify for the mortgage I needed. The bilingual support made everything easier.
Marco and his team prepared my business for funding. We secured a working capital line that let us add two new trucks.
Bookkeeping, taxes, and credit — all under one roof. They treat my business like it's their own.
Their funding readiness process is the real deal. I went from confused to fundable in a few months.
Ready to strengthen your financial profile?
Schedule a consultation and let us review your credit, business, and financial goals.