4.9
148+ Google reviews

Personal Credit Repair& Business Credit Solutions Since 2019

Based in Texas, Credit Restructuring Solutions provides premier credit repair in El Paso to help individuals, startups, and small business owners improve their credit, prepare for funding opportunities, and build stronger financial foundations.

Bilingual EN · ES
Nationwide service
Expertise.com 2023–2025
Funding readiness
$5K – $5M
SBA & business funding prep

Recognized & Trusted

2019

Helping clients build stronger credit profiles since.

EN · ES

Bilingual support, serving clients nationwide.

Credit Repair Programs

Choose the Credit Repair Program That's Right for You

Whether you're looking for affordable monthly credit repair or only want to pay for successful results, CRS offers flexible solutions designed around your financial goals.

Most Popular

Monthly Credit Program

$39.99
/ Month

Start working on your credit without paying hundreds upfront. This monthly program includes credit monitoring, basic credit review, and credit repair support to help you move in the right direction.

Credit Monitoring Included
Basic Credit Analysis
Negative Item Review
Dispute Support
Credit Improvement Guidance
Progress Tracking
Cancel Anytime

Pay Per Delete Program

$99
Initial Consultation
Don’t want to pay everything upfront?

This program may be a good fit if you want credit repair support with a results-based structure. We review your credit file first, identify qualifying negative items, and explain what can be worked under the Pay Per Delete terms.

Pay-Per-Result Structure
Credit File Review
Qualifying Negative Item Analysis
Professional Dispute Strategy
No Large Upfront Credit Repair Fee
Clear Program Terms
Personalized Guidance

Program terms apply. Results vary based on each client's credit profile. No specific outcome or deletion is guaranteed.

Who we help

Financial and Credit Solutions Built for Individuals, Startups, and Small Business Owners.

Practical guidance for the people doing the real work — across industries and across the country.

Personal credit improvement

Preparing to buy a home

Startups

Small business owners

Self-employed professionals

Contractors

Trucking businesses

Restaurants

Retail businesses

Real estate professionals

Owners seeking funding

Working capital needs

What we do

A complete financial services partner.

Personal Credit Repair

Identify inaccurate items and build a stronger credit profile.

Business Credit Building

Establish vendor tradelines and lender credibility.

Business Funding Prep

Position your business for capital from $5K to $5M.

0% Business Credit Cards

Limits up to ~$75,000 for qualified profiles.

Working Capital Lines

From approximately $10K to $300K for growth.

Tax Preparation

Personal, Schedule C, LLC, Partnership & S/C-Corp.

Bookkeeping

Monthly reconciliation, reporting, and clean books.

Financial Coaching

Practical guidance on credit, budgeting, and funding.

Business Funding

Funding preparation from $5K to $5M.

We help startups and small business owners prepare for funding opportunities — from smaller capital needs around $5,000 to larger SBA programs that may reach up to $5 million, depending on qualification, lender requirements, business profile, revenue, credit, and underwriting.

0% Business Credit Cards
up to ~$75K
Working Capital Lines
$10K – $300K
SBA Funding Prep
$5K – $5M
Business Loans
Tailored

Funding is not guaranteed. Approval amounts and terms depend on the client's credit profile, business revenue, financials, time in business, lender requirements, and underwriting.

Why clients work with us

Built on trust. Driven by strategy.

Clients choose CRS because we deliver structured, personalized financial guidance — not generic credit advice.

Bilingual EN · ES support
Experience since 2019
Strong focus on personal credit repair
Specialty in startups & small business
20+ years of entrepreneurial experience
Business credit & funding knowledge
Bookkeeping, tax & financial organization
Practical financial coaching
Appointment-based consultations
Personalized guidance

Download the Credit Repair GPT eBook

Learn how to repair, rebuild, and monitor your credit using our simple AI-powered step-by-step system.

This educational guide walks you through understanding your credit reports, identifying potential reporting issues, generating dispute letters with ChatGPT, organizing your credit repair process, and rebuilding your credit responsibly — all in one practical, easy-to-follow resource.

Step-by-Step Credit Repair System
Beginner-Friendly Guide
AI-Powered ChatGPT Prompts
Credit Report Analysis
Sample Dispute Letters
Credit Rebuilding Strategies
90-Day Action Plan

This eBook is provided for educational purposes only and does not guarantee credit score improvements, deletions, or funding approvals.

Client stories

Testimonials

CRS helped me clean up my credit and finally qualify for the mortgage I needed. The bilingual support made everything easier.

Daniela R.
Real Estate Professional

Marco and his team prepared my business for funding. We secured a working capital line that let us add two new trucks.

Carlos M.
Trucking Business Owner

Bookkeeping, taxes, and credit — all under one roof. They treat my business like it's their own.

Sofia L.
Restaurant Owner

Their funding readiness process is the real deal. I went from confused to fundable in a few months.

James T.
Startup Founder

Ready to strengthen your financial profile?

Schedule a consultation and let us review your credit, business, and financial goals.