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CRS Credit Res. Solutions Start · $0
Optional credit-building tools

Compare tools for adding positive payment history.

These products come from other companies. They are not included in CRS fees, and they do not guarantee a score increase or approval.

Not includedSeparate from CRS fees
Provider pricingCheck current cost
Your choiceApply only if it fits
No guaranteeResults vary
Start with the cost

These are optional third-party products—not CRS services.

CRS does not select a product or apply for you. Before opening an account, visit the provider to confirm current pricing, eligibility, bureau reporting, cancellation rules, and whether the payment fits your budget.

Affiliate disclosure: CRS may earn compensation if you enroll or apply through a link on this page. That does not change your CRS price. Provider prices and terms can change, so use each provider's website for current information.

Rent reporting

Make eligible rent payments visible.

Explore whether past or ongoing eligible rent can be reported as payment history.

Cost: see provider for current pricing
Ask: which bureaus receive the information?

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Credit-builder account

Explore structured installment payments.

A credit-builder account may report installment-payment history while funds are held under the provider's terms.

Cost: see provider for current pricing
Ask: what happens if you cancel or pay late?

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Credit-building card

Explore revolving payment history.

Responsible use may add revolving history, but balances, fees, and missed payments can also affect your credit and budget.

Cost: see provider for current pricing
Ask: what are the full fees and credit limits?

See Provider Details
Arro credit card

Explore a card with education tools.

Compare this revolving account's eligibility, limits, reporting, fees, and education features before applying.

Cost: see provider for current pricing
Ask: does the account fit your monthly budget?

See Provider Details
Prefer the CRS process?

Review CRS pricing before you enroll.

$0 CRS enrollment and $49.99 only after a complete, documented, legally billable Service Cycle. Maximum six paid cycles or $299.94.

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