El Paso, Texas · Serving consumers nationwideClient Support: 915-213-4479WhatsApp Chat
CRS Credit Res. Solutions Start · $0
Optional credit-building tools

Compare tools for adding positive payment history.

These products come from other companies, have separate prices and terms, and do not guarantee a score increase or approval.

Since 2019Serving consumers
EN · ESBilingual access
El Paso basedNationwide service
Online firstSelf-enrollment
Quick guide

What do you want to add?

Choose a category to jump directly to the options that match your goal.

Rent historyExplore rent reporting →Installment historyExplore a credit-builder account →Revolving historyCompare two card options →

Before you choose: Review the full price, cancellation terms, eligibility rules, and which credit bureaus receive information. CRS may earn a commission when you enroll or apply.

Rent reporting

Make your rent payments count.

Turn eligible rent history into a credit-building opportunity through Rental Kharma's reporting service.

Credit type: eligible rent-payment history

Report My Rent
Credit-builder account

Build credit while building savings.

Pair structured monthly payments with a credit-builder account designed to establish installment history.

Credit type: installment payment history

Explore Self
Credit-building card

Add positive revolving history.

Explore a card option focused on establishing revolving payment history through responsible use.

Approach: revolving credit account

Explore the Card
Arro credit card

Explore Arro's credit-building card.

Explore a revolving credit-card option paired with education-focused credit-building tools.

Approach: revolving credit + education

Explore Arro
Prefer a guided process?

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Review the essentials and self-enroll securely—without a sales call.

Start CRS Online