It is easy today to apply for a store credit card that you forget all about in three years – but that account will remain on your credit report and affect your credit score as long as it is open.
Tip #11: Beware of debts and credit you don’t use. Read More »
You are more likely to notice problems and inconsistencies if you check your credit score on a regular basis – at least once a year and preferably three times a year. Be sure to check your credit rating with each credit bureau, too. If you notice anything odd or anything you don’t recognize (such as
Credit Tip #10: Review your credit score regularly Read More »
Some practices thay will help you to have a safe banking and financing
Credit tip #9: Practice safe banking, safe computing, and safe business practices. Read More »
Identity theft is a type of crime in which people take your personal information and steal that information to pose as you in order to get access to your accounts or identity.
Credit Tip #8: Look out for identity theft Read More »
The types of credit you have are a factor in calculating your credit score.
Credit Tip #7: Have a range of credit types Read More »
If you have many lines of credit or several huge debts, you make a worse credit risk because you are close to “overextending your credit.
Credit Tip #5: Avoid excessive credit Read More »
One of the best ways to improve your credit score is simply to pay your bills on time.
Credit Tip #4: Pay your bills on time Read More »
Once you have your credit report and your credit score, you will be able to tell where you stand and where many of your problems lie
Credit Tip #3: Develop an action plan for dealing with your credit score Read More »
The three major credit bureaus are important to contact if you are going to be repairing your credit score. The major three credit agencies can help you by sending you your credit report.
Credit Tip #2: Keep the contact information for credit bureaus handy Read More »
If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won’t be able to very effectively improve your score because you won’t understand how the things you do in daily life affect your score.
Credit Tip #1: Understand where credit scores comes from Read More »
