Report review
Help understanding your credit information and possible reporting errors.
Credit repair pricing
Know what you pay—and what you receive.
One $499 CRS service fee for guidance and scheduled appointments throughout your credit-repair process. You pay $0 to CRS upfront. SmartCredit is a separate required membership.
Your CRS service includes
Personal guidance
Advice about your options, supporting documents, and next steps.
Scheduled appointments
Time to discuss questions and review progress throughout the process.
Your written agreement lists the exact services. The fee pays for services, not a promised deletion, score increase, or approval.
What you pay and when
CRS service fee: $499 total. Payment to CRS today: $0. CRS may request the fee only after the agreed services are complete and every applicable payment condition in the written agreement is met. Six months alone does not make the fee due. Results vary.
Read all payment conditions
CRS does not request or collect its flat $499 service fee upfront. For transactions covered by the Telemarketing Sales Rule, CRS may request the fee only after the time period represented for the services has ended, the agreed services have been fully performed, and CRS has provided a qualifying consumer report issued more than six months after any represented result was achieved and showing that result. Six months alone does not make the fee due. Results are not guaranteed. The written agreement controls.
The later consumer report must show the represented result and be issued more than six months after that result was achieved. The actual payment date may be later.
Separate monitoring membership
SmartCredit: $1 for 7 days
SmartCredit offer: $1 for the first 7 days, then $29.98 per month until canceled. You may cancel at any time. Cancel before the trial ends if you do not want the monthly charge. SmartCredit bills you directly. Review the current price, renewal date, and cancellation terms before enrolling because third-party terms may change.
Keep SmartCredit active while CRS is working on your credit-repair process. Once CRS finishes that process, you may cancel. CRS does not require you to keep the membership during the later wait for the report needed to assess payment eligibility.
CRS may receive compensation from SmartCredit. Its monthly charges are not included in the $499 CRS fee.
Review SmartCredit details →Questions about cost
Is CRS free?
No. CRS has a $499 service fee, payable only when all payment conditions are met. SmartCredit charges separately. The eBook is free.
Is $499 a monthly charge?
No. It is one flat CRS service fee.
When can I cancel SmartCredit?
Keep SmartCredit active while CRS is working on your credit-repair process. Once CRS finishes that process, you may cancel. CRS does not require you to keep the membership during the later wait for the report needed to assess payment eligibility.
Are Credit Boosters included?
No. They are optional third-party products with their own costs. Compare the options.
You may dispute inaccurate information yourself for free. Results vary. Your written agreement controls the services and payment conditions. Availability depends on eligibility and state requirements.