About Credit Restructuring Solutions.

Credit Restructuring Solutions LLC is an El Paso-based financial services company serving clients since 2019.
What started with a strong focus on personal credit repair and credit improvement has grown into a broader financial services company helping individuals, startups, and small business owners with credit, funding preparation, SBA funding readiness, bookkeeping, taxes, debt collection solutions, and financial coaching.
Our mission is simple: help clients become financially stronger, better organized, and better positioned for opportunities.
We speak English and Spanish and proudly support clients who want practical, clear, and personalized financial guidance.

Led by Marco Mercado, supported by a dedicated team.
Marco Mercado brings over 20 years of entrepreneurial and small business experience, along with experience in personal credit repair, business credit, financial education, business consulting, real estate, bookkeeping, tax-related services, and business funding preparation.
While Marco provides strategic direction and financial guidance, CRS operates as a team. Our support team helps with client service, credit processes, bookkeeping coordination, funding preparation, and administrative support so clients receive structured and consistent service.
Helping startups and small business owners get funding-ready.
Many business owners have revenue, but they lack the credit structure, bookkeeping, and financial organization lenders want to see. CRS helps business owners improve personal credit, build business credit, organize financial records, and prepare for funding opportunities ranging from smaller capital needs to larger SBA funding options.
A clear plan for your goals.
During the consultation, we review the client's situation and explain the best options available based on their goals.