About

About Credit Restructuring Solutions.

Credit Restructuring Solutions LLC is an El Paso-based financial services company serving clients since 2019.

What started with a strong focus on personal credit repair and credit improvement has grown into a broader financial services company helping individuals, startups, and small business owners with credit, funding preparation, SBA funding readiness, bookkeeping, taxes, debt collection solutions, and financial coaching.

Our mission is simple: help clients become financially stronger, better organized, and better positioned for opportunities.

We speak English and Spanish and proudly support clients who want practical, clear, and personalized financial guidance.

Founder
Marco Mercado
Founder & Team

Led by Marco Mercado, supported by a dedicated team.

Marco Mercado brings over 20 years of entrepreneurial and small business experience, along with experience in personal credit repair, business credit, financial education, business consulting, real estate, bookkeeping, tax-related services, and business funding preparation.

While Marco provides strategic direction and financial guidance, CRS operates as a team. Our support team helps with client service, credit processes, bookkeeping coordination, funding preparation, and administrative support so clients receive structured and consistent service.

Certified Financial Education Instructor
Texas Realtor
Texas Notary
QuickBooks Certified
Business Administration background
20+ years entrepreneurial experience
Startups & Small Business

Helping startups and small business owners get funding-ready.

Many business owners have revenue, but they lack the credit structure, bookkeeping, and financial organization lenders want to see. CRS helps business owners improve personal credit, build business credit, organize financial records, and prepare for funding opportunities ranging from smaller capital needs to larger SBA funding options.

Startups
Restaurants
Contractors
Trucking businesses
Retail businesses
Service-based businesses
Real estate professionals
Self-employed entrepreneurs
Businesses needing working capital
Businesses preparing for SBA funding
Book a Consultation

A clear plan for your goals.

During the consultation, we review the client's situation and explain the best options available based on their goals.

Improving credit
Preparing to buy a home
Building business credit
Getting funding-ready
Preparing for 0% business credit cards
Exploring working capital lines from $10K – $300K
Preparing for SBA funding
Organizing business finances
Preparing for tax season
Addressing collection-related issues
Receiving financial coaching