CRS Consumer Credit Improvement Services — Updated
This article URL has been preserved while its content is aligned with current CRS consumer-credit services and pricing.
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Consumer credit improvement only
CRS helps consumers understand credit reports, organize facts and documents, and consider appropriate steps when information may be inaccurate or incomplete.
Current CRS pricing and payment timing: CRS does not request or collect its flat $499 service fee upfront. For transactions covered by the Telemarketing Sales Rule, CRS may request the fee only after the time period represented for the services has ended, the agreed services have been fully performed, and CRS has provided a qualifying consumer report issued more than six months after any represented result was achieved and showing that result. Six months alone does not make the fee due. Results are not guaranteed. The written agreement controls.
Separate required membership: SmartCredit offer: $1 for the first 7 days, then $29.98 per month until canceled. You may cancel at any time. Cancel before the trial ends if you do not want the monthly charge. SmartCredit bills you directly. Review the current price, renewal date, and cancellation terms before enrolling because third-party terms may change. An active paid SmartCredit membership is required during active CRS credit-repair work. CRS may receive compensation from SmartCredit.
Important: Results vary. No deletion, score change, approval, financing result, or completion date is guaranteed. Consumers may dispute inaccurate information directly without hiring CRS.