Our Services

A complete financial services partner.

At Credit Restructuring Solutions, we provide credit and financial services designed to help individuals, startups, and small business owners become more organized, more fundable, and better prepared for major financial goals.

Personal Credit Repair & Credit Improvement

Personal credit repair and improvement is the foundation of what we do. Since 2019, we have helped clients understand their credit reports, identify inaccurate or unverifiable negative items, improve their credit structure, and work toward stronger credit profiles.

Best for clients who:
Have collections, charge-offs, late payments, or high utilization
Were denied for financing
Want to buy a home
Need to improve their credit score
Want professional guidance instead of guessing

Business Credit Building

We help startups and small business owners build stronger business credit profiles and separate business finances from personal credit.

Business credit profile review
Vendor and tradeline strategy
NAV / business credit guidance
Funding-readiness preparation
Guidance on how to build lender credibility

Business Funding Preparation

We help business owners position themselves for funding opportunities, including:

0% business credit cards with limits up to ~$75,000
Working capital lines from ~$10,000 to $300,000
Business loans
SBA funding from ~$5,000 up to $5 million, depending on qualification
Business credit and lender-readiness preparation
Best for:
Startups
Small business owners needing capital
Entrepreneurs expanding operations
Owners needing equipment, payroll, marketing, or working capital
Businesses preparing for larger SBA funding
Owners separating personal and business finances

Funding is not guaranteed. Approval depends on credit profile, business revenue, time in business, financials, lender requirements, and underwriting.

We help small business owners keep their finances organized through monthly bookkeeping and reporting.

Monthly bookkeeping
Bank reconciliations
Income and expense organization
Financial reports
Tax preparation support
Better financial visibility for funding preparation

We help individuals and businesses prepare for tax season with organized financial records and professional tax support.

Personal tax preparation
Schedule C / self-employed returns
LLC tax preparation
Partnership / S-Corp / C-Corp coordination

Debt Collection Solutions

We help clients review collection-related matters and create a strategy to address accounts that may be affecting their credit or financial profile.

Best for:
Collection accounts
Debt validation needs
Credit report collection issues
Financial recovery planning

We provide financial coaching to help clients understand credit, budgeting, funding readiness, business structure, and long-term financial planning.

Best for:
Individuals rebuilding credit
Business owners preparing for funding
Startups needing financial direction
Clients who need accountability and guidance

Not sure which service fits?

Schedule a consultation — we'll review your credit, business, and financial goals together.